AU Small Finance Bank Karwanchiwadi IFSC code
The IFSC code of AU Small Finance Bank, Karwanchiwadi (Ratnagiri, Maharashtra) is AUBL0005214.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 415765007
- Branch
- Karwanchiwadi
- Place
- Ratnagiri, Maharashtra
Branch details
- Address
- GROUND FLOOR, SHOP NO 3A ,VIJAYALAKSHMI APARTMENT,SURVEY NO 86,HOUSE NO 4 2,SAHAKAR NAGAR,KARWANCHIWADI, RATNAGIRI, MAHARASHTRA 415612 Open in Maps
- Phone
- Not in RBI’s list
- Town
- Ratnagiri
- District
- Ratnagiri From PIN 415612 in the address (India Post’s directory)
- State
- Maharashtra
- MICR
- 415765007
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other AU Small Finance Bank branches in Ratnagiri
Other banks in Ratnagiri
- State Bank of India Cac Ratnagiri SBIN0062100
- State Bank of India Chiplun SBIN0000350
- State Bank of India DSH Fimm Ratnagiri SBIN0062868
- State Bank of India Dabhil Naka, Lavel SBIN0008236
- State Bank of India Dabhol SBIN0013533
- State Bank of India Dapoli SBIN0001047
- State Bank of India Jaigad SBIN0017632
- State Bank of India Kherdi, Chiplun SBIN0013443
- State Bank of India Maruti Mandir, Ratnagiri SBIN0016515
- State Bank of India Mini RACPC, Ratnagiri SBIN0064163
- State Bank of India Racc Fimm Ratnagiri SBIN0062889
- State Bank of India Racc R And DB Ratnagiri SBIN0062916
Questions about this code
What does each part of AUBL0005214 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here AUBL stands for AU Small Finance Bank and 005214 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with AUBL0005214.
What is the MICR code 415765007?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (415), the next three the bank (765) and the last three the branch (007).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.