ESAF Small Finance Bank Changaramkulam IFSC code
The IFSC code of ESAF Small Finance Bank, Changaramkulam (Ponnani, Malappuram, Kerala) is ESMF0001137.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 679760303
- Branch
- Changaramkulam
- Place
- Ponnani, Malappuram, Kerala
Branch details
- Address
- 16 441,16 442 GROUND FLOOR,GLASCO TOWER,CHANGARAMKULAM MAIN ROAD,MALAPPURAM DISTRICT,PIN 679574 Open in Maps
- Phone
- +918589980133
- Town
- Ponnani
- District
- Malappuram From PIN 679574 in the address (India Post’s directory)
- City in RBI’s list
- Malappuram
- State
- Kerala
- MICR
- 679760303
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other ESAF Small Finance Bank branches in Ponnani
See all 55 ESAF Small Finance Bank branches in Malappuram district →
Other banks in Ponnani
- State Bank of India Ponnani SBIN0070199
- State Bank of India Racc Ponnani SBIN0063305
- Punjab National Bank Ponnani PUNB0434000
- Canara Bank Ponnani CNRB0000756
- HDFC Bank Maranchery HDFC0005375
- HDFC Bank Ponnani HDFC0004826
- Bank of Baroda Ponnani BARB0VJPONN
- ICICI Bank Ponnani ICIC0002600
- Indian Overseas Bank Changaramkulam IOBA0003573
- Federal Bank Ponnani FDRL0001363
- Federal Bank Ponnani FDRL0PNNCUB
- Catholic Syrian Bank Ponnani CSBK0000354
Questions about this code
What does each part of ESMF0001137 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here ESMF stands for ESAF Small Finance Bank and 001137 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with ESMF0001137.
What is the MICR code 679760303?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (679), the next three the bank (760) and the last three the branch (303).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.