Indian Overseas Bank Kavindapadi IFSC code
The IFSC code of Indian Overseas Bank, Kavindapadi (Kavindapady, Erode, Tamil Nadu) is IOBA0000198.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 638020024
- Branch
- Kavindapadi
- Place
- Kavindapady, Erode, Tamil Nadu
Branch details
- Address
- 711,ERODE RD,KAVINDAPADI, 638455 Open in Maps
- Phone
- +914256240448
- Town
- Kavindapady
- District
- Erode From PIN 638455 in the address (India Post’s directory)
- City in RBI’s list
- Erode
- State
- Tamil Nadu
- MICR
- 638020024
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches that RBI’s list puts under Erode
- Jambai IOBA0000844
- Jawahar Bazaar IOBA0001861
- Kalingarayapalayam IOBA0002317
- Kangeyam IOBA0001863
- Karumandichellipalayam IOBA0000903
- Karur Andankoil West IOBA0002700
- Kodumudi IOBA0002868
- Kolingivadi IOBA0000535
- Kollampalayam IOBA0001594
- LPC Erode IOBA0004071
- Modachur IOBA0000654
- Modakurich IOBA0002825
See all 45 Indian Overseas Bank branches in Erode district →
Other banks in Kavindapady
Questions about this code
What does each part of IOBA0000198 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 000198 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0000198.
What is the MICR code 638020024?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (638), the next three the bank (020) and the last three the branch (024).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.