Indian Overseas Bank Mumbai Wadala IFSC code
The IFSC code of Indian Overseas Bank, Mumbai Wadala (Mumbai, Maharashtra) is IOBA0000431.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 400020024
- Branch
- Mumbai Wadala
- Place
- Mumbai, Maharashtra
Branch details
- Address
- 20 BY 9, ARIHANT RAFI AHMED KIDWAI ROAD, WADALA, MUMBAI PIN 400031 Open in Maps
- Phone
- +914428584896
- Town
- Mumbai
- District
- Mumbai From PIN 400031 in the address (India Post’s directory)
- State
- Maharashtra
- MICR
- 400020024
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches in Mumbai
- Mumbai IOBA0000089
- Mumbai Fort IOBA0000014
- Mumbai Kalyan IOBA0000897
- Mumbai Kandivali West IOBA0002147
- Mumbai Kandivili East IOBA0001435
- Mumbai Medical Research Centre IOBA0006522
- Mumbaibudhkar Marg Worli IOBA0002056
- Mumbaigoregaon IOBA0002070
- Mumbaisanpada IOBA0001502
- Nandjyot Indust Estate IOBA0000386
- Nariman Point IOBA0000625
- New Marine Lines IOBA0000301
See all 19 Indian Overseas Bank branches in Mumbai district →
Other banks in Mumbai
- State Bank of India Agency Clearing Department SBIN0009000
- State Bank of India Air Force Station Madh SBIN0061583
- State Bank of India Andheri SBIN0071102
- State Bank of India Andheri West SBIN0004650
- State Bank of India Andheri West SBIN0051262
- State Bank of India Andheri, East SBIN0000539
- State Bank of India Antop Hill, Mumbai SBIN0007483
- State Bank of India Anushakti Nagar SBIN0010124
- State Bank of India August Kranti Maidan SBIN0001885
- State Bank of India Backbay Reclamation SBIN0001593
- State Bank of India Badlapur Ind Est SBIN0007452
- State Bank of India Ballard Estate Branch SBIN0010715
Questions about this code
What does each part of IOBA0000431 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 000431 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0000431.
What is the MICR code 400020024?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (400), the next three the bank (020) and the last three the branch (024).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.