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Indian Overseas Bank Thirupachetti IFSC code

The IFSC code of Indian Overseas Bank, Thirupachetti (Karaikudi, Sivaganga, Tamil Nadu) is IOBA0000524.

IFSC code

NEFT ✓ RTGS ✓

IOBA0000524

MICR
630020204
Bank
Indian Overseas Bank
Branch
Thirupachetti
Place
Karaikudi, Sivaganga, Tamil Nadu

Branch details

Address
10 BY 67 MAIN ROAD THIRUPACHETTI PIN 630610
Open in Maps
Town
Karaikudi
District
Sivaganga From PIN 630610 in the address (India Post’s directory)
City in RBI’s list
Sivaganga
State
Tamil Nadu
MICR
630020204

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other Indian Overseas Bank branches in Karaikudi

Other banks in Karaikudi

Questions about this code

What does each part of IOBA0000524 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 000524 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0000524.

What is the MICR code 630020204?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (630), the next three the bank (020) and the last three the branch (204).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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