Indian Overseas Bank Chander Nagar IFSC code
The IFSC code of Indian Overseas Bank, Chander Nagar (Chandannagar, Hooghly, West Bengal) is IOBA0000649.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 700020040
- Branch
- Chander Nagar
- Place
- Chandannagar, Hooghly, West Bengal
Branch details
- Address
- URDI BAZAAR PO CHANDER NAGAR CHANDER NAGAR PIN 712136 Open in Maps
- Phone
- +913326836172
- Town
- Chandannagar
- District
- Hooghly From PIN 712136 in the address (India Post’s directory)
- City in RBI’s list
- Hooghly
- State
- West Bengal
- MICR
- 700020040
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches that RBI’s list puts under Hooghly
See all 8 Indian Overseas Bank branches in Hooghly district →
Other banks in Chandannagar
- Canara Bank Chandannagar CNRB0004979
- Union Bank of India Chandannagar UBIN0574163
- HDFC Bank Chandannagar HDFC0000981
- Bank of Baroda Chandannagar Branch BARB0CHAHOO
- ICICI Bank Chandannagar ICIC0000405
- Axis Bank Chandernagore, West Bengal UTIB0000444
- Indian Bank Chandannagar IDIB000C531
- Central Bank of India Chandan Nagar CBIN0283861
- IDBI Chandannagar IBKL0000401
- IDBI The Hooghly Co Operative Credit Bank LTD IBKL0401HC1
- IDFC FIRST Bank Chandannagar Branch IDFB0061501
Questions about this code
What does each part of IOBA0000649 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 000649 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0000649.
What is the MICR code 700020040?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (700), the next three the bank (020) and the last three the branch (040).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.