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Indian Overseas Bank Ottapalam IFSC code

The IFSC code of Indian Overseas Bank, Ottapalam (Ottapalam, Kerala) is IOBA0002563.

IFSC code

NEFT ✓ RTGS ✓

IOBA0002563

MICR
679020002
Bank
Indian Overseas Bank
Branch
Ottapalam
Place
Ottapalam, Kerala

Branch details

Address
23BY364 10 15 I FLOOR ROYAL PLAZA OTTAPALAM PALAKAD
Open in Maps
Phone
2244203
Town
Ottapalam
District
Not known The address has no PIN we can match.
City in RBI’s list
Palakkad
State
Kerala
MICR
679020002

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62

Mistakes we have fixed on any page are listed on Corrections.

Other Indian Overseas Bank branches that RBI’s list puts under Palakkad

Other banks in Ottapalam

Questions about this code

What does each part of IOBA0002563 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 002563 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0002563.

What is the MICR code 679020002?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (679), the next three the bank (020) and the last three the branch (002).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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