Indian Overseas Bank Malakpur IFSC code
The IFSC code of Indian Overseas Bank, Malakpur (Dera Bassi, S.A.S Nagar, Punjab) is IOBA0003041.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 160020023
- Branch
- Malakpur
- Place
- Dera Bassi, S.A.S Nagar, Punjab
Branch details
- Address
- VILLAGE MALKAPUR,LALRU MANDI PUNJAB STATE PIN 140501 Open in Maps
- Phone
- +914428584896
- Town
- Dera Bassi
- District
- S.A.S Nagar From PIN 140501 in the address (India Post’s directory)
- City in RBI’s list
- Patiala
- State
- Punjab
- MICR
- 160020023
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches in Dera Bassi
See all 6 Indian Overseas Bank branches in S.A.S Nagar district →
Other banks in Dera Bassi
- State Bank of India Derabassi SBIN0050022
- State Bank of India Derabassi Ssi SBIN0050654
- Punjab National Bank Dera Bassi PUNB0466600
- Canara Bank Dera Bassi CNRB0003508
- Union Bank of India Dera Bassi UBIN0911003
- HDFC Bank Derabassi - Punjab HDFC0001109
- HDFC Bank Derabassi Barwala Road HDFC0006317
- Bank of Baroda Derabasi BARB0VJDERA
- ICICI Bank Derabassi ICIC0000967
- Axis Bank Chatt UTIB0001663
- Indian Bank Barwala Road Derabassi IDIB000D058
- Central Bank of India Derabassi CBIN0283646
Questions about this code
What does each part of IOBA0003041 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 003041 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0003041.
What is the MICR code 160020023?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (160), the next three the bank (020) and the last three the branch (023).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.