Indian Overseas Bank Lakhisarai IFSC code
The IFSC code of Indian Overseas Bank, Lakhisarai (Lakhisarai, Bihar) is IOBA0003923.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 811020002
- Branch
- Lakhisarai
- Place
- Lakhisarai, Bihar
Branch details
- Address
- INDIAN OVERSEAS BANK NEAR S P AWASH JAMUI SIKANDRA ROAD LAKHISARAI BIHAR 811311 Open in Maps
- Phone
- +919712399531
- Town
- Lakhisarai
- District
- Lakhisarai From PIN 811311 in the address (India Post’s directory)
- State
- Bihar
- MICR
- 811020002
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other banks in Lakhisarai
- State Bank of India Adb Lakhisarai SBIN0003599
- State Bank of India Barahiya SBIN0002916
- State Bank of India Cac Lakhisarai SBIN0062171
- State Bank of India Lakhisarai SBIN0002968
- State Bank of India Lakhisarai Bazar SBIN0061450
- State Bank of India Mananpur Bazar SBIN0017419
- State Bank of India Ramgarh Chowk SBIN0017416
- State Bank of India Suryagarha SBIN0012593
- Punjab National Bank Lakhisarai PUNB0185610
- Canara Bank Lakhisarai CNRB0003288
- Union Bank of India Lakhisarai UBIN0562459
- HDFC Bank Dal Patti - Lakhisarai HDFC0002606
Questions about this code
What does each part of IOBA0003923 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 003923 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0003923.
What is the MICR code 811020002?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (811), the next three the bank (020) and the last three the branch (002).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.