Jammu and Kashmir Bank Khudwani IFSC code
The IFSC code of Jammu and Kashmir Bank, Khudwani (Kulgam, Jammu and Kashmir) is JAKA0KHUDWN.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 192051041
- Branch
- Khudwani
- Place
- Kulgam, Jammu and Kashmir
Branch details
- Address
- KHUDWANI Open in Maps
- Phone
- Not in RBI’s list
- Town
- Kulgam
- District
- Not known The address has no PIN we can match.
- State
- Jammu and Kashmir
- MICR
- 192051041
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Jammu and Kashmir Bank branches in Kulgam
- Frisal JAKA0FRISAL
- Fruit Mandi Kulgam JAKA0FMKLGM
- General Bus Stand Laroo Kulgam JAKA0GBLARO
- Gopalpora Kulgam JAKA0GOPALK
- Kadder JAKA0KADDAR
- Katrasoo JAKA0KATSOO
- Killam JAKA0KEELAM
- Kulgam Main JAKA0KULGAM
- Manzgam JAKA0MNZGAM
- Mohammad Pora JAKA0MHMDPR
- Munand Guffan JAKA0MUNAND
- Nihama JAKA0NIHAMA
See all 19 Jammu and Kashmir Bank branches RBI’s list puts under Kulgam →
Other banks in Kulgam
Questions about this code
What does each part of JAKA0KHUDWN mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here JAKA stands for Jammu and Kashmir Bank and KHUDWN for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with JAKA0KHUDWN.
What is the MICR code 192051041?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (192), the next three the bank (051) and the last three the branch (041).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.