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Jammu and Kashmir Bank Padam Zanaskar IFSC code

The IFSC code of Jammu and Kashmir Bank, Padam Zanaskar (Kargil, Jammu and Kashmir) is JAKA0PADDAM.

IFSC code

NEFT ✓ RTGS ✓

JAKA0PADDAM

MICR
194051018
Bank
Jammu and Kashmir Bank
Branch
Padam Zanaskar
Place
Kargil, Jammu and Kashmir

Branch details

Address
PADUM, ZANGSKAR, KARGIL
Open in Maps
Phone
Not in RBI’s list
Town
Kargil
District
Not known The address has no PIN we can match.
MICR
194051018

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62

Mistakes we have fixed on any page are listed on Corrections.

Other Jammu and Kashmir Bank branches in Kargil

Other banks in Kargil

Questions about this code

What does each part of JAKA0PADDAM mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here JAKA stands for Jammu and Kashmir Bank and PADDAM for this branch. Where the IFSC and MICR are on a cheque

What is the MICR code 194051018?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (194), the next three the bank (051) and the last three the branch (018).

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