Kotak Mahindra Bank Pakhowal IFSC code
The IFSC code of Kotak Mahindra Bank, Pakhowal (Pakhowal, Ludhiana, Punjab) is KKBK0004079.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141485009
- Branch
- Pakhowal
- Place
- Pakhowal, Ludhiana, Punjab
Branch details
- Address
- KHASRA NO 48 5 NEAR MAIN BUS STAND PAKHOWAL 141108 Open in Maps
- Phone
- +9118004100
- Town
- Pakhowal
- District
- Ludhiana From PIN 141108 in the address (India Post’s directory)
- City in RBI’s list
- Ludhiana
- State
- Punjab
- MICR
- 141485009
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Kotak Mahindra Bank branches that RBI’s list puts under Ludhiana
- Ludhiana KKBK0003901
- Ludhiana - Giaspura KKBK0003915
- Ludhiana Branch KKBK0003905
- Ludhiana Focal Point Road KKBK0003913
- Ludhiana Haibowal Kalan KKBK0003916
- Ludhiana Kesar Ganj Mandi KKBK0003914
- Ludhiana New Grain Market KKBK0003910
- Miller Gunj Branch KKBK0003900
- Model Town Extension Branch KKBK0003904
- Mullanpur - Dakha KKBK0000267
- Samrala KKBK0004088
- Sunder Nagar Branch KKBK0003907
See all 18 Kotak Mahindra Bank branches in Ludhiana district →
Other banks in Pakhowal
Questions about this code
What does each part of KKBK0004079 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here KKBK stands for Kotak Mahindra Bank and 004079 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with KKBK0004079.
What is the MICR code 141485009?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (485) and the last three the branch (009).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.