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Punjab & Sind Bank Ludhiana Moti Nagar IFSC code

The IFSC code of Punjab & Sind Bank, Ludhiana Moti Nagar (Ludhiana, Punjab) is PSIB0000681.

IFSC code

NEFT ✓ RTGS ✓

PSIB0000681

MICR
141023014
Bank
Punjab & Sind Bank
Branch
Ludhiana Moti Nagar
Place
Ludhiana, Punjab

Branch details

Address
MOTI NAGAR LUDHAINA PUNJAB 141009
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Town
Ludhiana
District
Not known The address has no PIN we can match.
State
Punjab
MICR
141023014

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62

Mistakes we have fixed on any page are listed on Corrections.

Other Punjab & Sind Bank branches in Ludhiana

Other banks in Ludhiana

Questions about this code

What does each part of PSIB0000681 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PSIB stands for Punjab & Sind Bank and 000681 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PSIB0000681.

What is the MICR code 141023014?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (023) and the last three the branch (014).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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