Punjab & Sind Bank Raikot Punjab IFSC code
The IFSC code of Punjab & Sind Bank, Raikot Punjab (Raikot, Punjab) is PSIB0020988.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141023302
- Branch
- Raikot Punjab
- Place
- Raikot, Punjab
Branch details
- Address
- RAIKOT NEAR TEHSIL MAIN MARKET RAIKOT DISTT LUDHIANA PUNJAB Open in Maps
- Phone
- +911624268671
- Town
- Raikot
- District
- Not known The address has no PIN we can match.
- City in RBI’s list
- Ludhiana
- State
- Punjab
- MICR
- 141023302
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab & Sind Bank branches that RBI’s list puts under Ludhiana
- Nandpur PSIB0000188
- Nasrali PSIB0020989
- Nathowal PSIB0000292
- Pakhowal PSIB0000052
- Payal PSIB0021341
- Purain PSIB0000296
- Ratan Heri PSIB0021214
- Salim Tabri PSIB0000419
- Samrala Ludhiana Punjab PSIB0000267
- Sarinh PSIB0021313
- Sehala PSIB0021478
- Sherpur PSIB0000144
See all 23 Punjab & Sind Bank branches RBI’s list puts under Ludhiana →
Other banks in Raikot
- State Bank of India Aitiana SBIN0051078
- State Bank of India Boparai Khurd SBIN0051219
- State Bank of India Raekot SBIN0050075
- Punjab National Bank Goindwal DSTT. Ludhiana PUNB0180000
- Punjab National Bank Rai Kot, Distt. Ludhiana, Punj PUNB0092900
- Punjab National Bank Raikot PUNB0079210
- Canara Bank Raikot CNRB0004605
- HDFC Bank Raikot HDFC0001384
- HDFC Bank Raikot II HDFC0008682
- ICICI Bank Heeran ICIC0002959
- ICICI Bank Raikot ICIC0002017
- Axis Bank Dangon UTIB0002421
Questions about this code
What does each part of PSIB0020988 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PSIB stands for Punjab & Sind Bank and 020988 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PSIB0020988.
What is the MICR code 141023302?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (023) and the last three the branch (302).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.