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Punjab National Bank Ratua IFSC code

The IFSC code of Punjab National Bank, Ratua (Ratua, West Bengal) is PUNB0050120.

IFSC code

NEFT ✓ RTGS ✓

PUNB0050120

MICR
Not in RBI’s list
Bank
Punjab National Bank
Branch
Ratua
Place
Ratua, West Bengal

Branch details

Address
RATUA,MALDA
Open in Maps
Phone
Not in RBI’s list
Town
Ratua
District
Not known The address has no PIN we can match.
City in RBI’s list
Malda
State
West Bengal
MICR
Not in RBI’s list

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62

Mistakes we have fixed on any page are listed on Corrections.

Other Punjab National Bank branches that RBI’s list puts under Malda

See all 24 Punjab National Bank branches RBI’s list puts under Malda →

Other banks in Ratua

Questions about this code

What does each part of PUNB0050120 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PUNB stands for Punjab National Bank and 050120 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PUNB0050120.

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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