Punjab National Bank Gardhiwala IFSC code
The IFSC code of Punjab National Bank, Gardhiwala (Gardhiwala, Hoshiarpur, Punjab) is PUNB0113810.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 144024886
- Branch
- Gardhiwala
- Place
- Gardhiwala, Hoshiarpur, Punjab
Branch details
- Address
- OKHARA ARYA PUTRI PATHSHALA, GARDHIWALA 144207 Open in Maps
- Phone
- +911886261687
- Town
- Gardhiwala
- District
- Hoshiarpur From PIN 144207 in the address (India Post’s directory)
- City in RBI’s list
- Hoshiarpur
- State
- Punjab
- MICR
- 144024886
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab National Bank branches that RBI’s list puts under Hoshiarpur
- Chaggran PUNB0025410
- Circle Office Hoshiarpur PUNB0381600
- Circle Sastra Center Hoshiarpur PUNB0824100
- Dasuya-Distt Hoshiarpur PUNB0055510
- Davida Ahrana-Distt Hoshiarpur PUNB0006310
- Dholbaha, Distt.Hoshiarpur PUNB0190410
- Garhshankar PUNB0059210
- Hajipur, Hoshiarpur PUNB0138310
- Hariana-Distt Hoshiarpur PUNB0116310
- Harta-Hoshiarpur PUNB0191510
- Hoshiarpur Bahadurpur Chowk PUNB0393000
- Hoshiarpur Mandi Area PUNB0069400
See all 29 Punjab National Bank branches in Hoshiarpur district →
Other banks in Gardhiwala
Questions about this code
What does each part of PUNB0113810 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PUNB stands for Punjab National Bank and 113810 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PUNB0113810.
What is the MICR code 144024886?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (144), the next three the bank (024) and the last three the branch (886).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.