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Punjab National Bank Ghumarwin IFSC code

The IFSC code of Punjab National Bank, Ghumarwin (Ghumarwin-HP, Bilaspur, Himachal Pradesh) is PUNB0127810.

IFSC code

NEFT ✓ RTGS ✓

PUNB0127810

MICR
174024066
Bank
Punjab National Bank
Branch
Ghumarwin
Place
Ghumarwin-HP, Bilaspur, Himachal Pradesh

Branch details

Address
NEAR BACHAT BHAWAN GHUMARWIN,DIST BILASPU 174021
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Town
Ghumarwin-HP
District
Bilaspur From PIN 174021 in the address (India Post’s directory)
MICR
174024066

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Questions about this code

What does each part of PUNB0127810 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PUNB stands for Punjab National Bank and 127810 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PUNB0127810.

What is the MICR code 174024066?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (174), the next three the bank (024) and the last three the branch (066).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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