Punjab National Bank Payal Distludhiana IFSC code
The IFSC code of Punjab National Bank, Payal Distludhiana (Payal Dist Ludhiana Punjab, Ludhiana, Punjab) is PUNB0145310.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141024210
- Branch
- Payal Distludhiana
- Place
- Payal Dist Ludhiana Punjab, Ludhiana, Punjab
Branch details
- Address
- KADDON RD VPO PAYAL DIST LUDHIANA 141416 Open in Maps
- Phone
- +911628244055
- Town
- Payal Dist Ludhiana Punjab
- District
- Ludhiana From PIN 141416 in the address (India Post’s directory)
- City in RBI’s list
- Ludhiana
- State
- Punjab
- MICR
- 141024210
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab National Bank branches that RBI’s list puts under Ludhiana
- Maloud PUNB0167010
- Mansuran PUNB0019010
- Mohie PUNB0009110
- Mullanpur Mandi PUNB0018910
- Nurpur Bet PUNB0009510
- Pakhowal PUNB0134910
- Raikot PUNB0079210
- Retail Hub, Ludhiana, PB PUNB0521000
- Rishi Nagar PUNB0146420
- Rurka Kalandistt Ludhiana PUNB0174810
- SPL High Value Branch, Ludhiana PUNB0499700
- Sahnewal PUNB0002810
See all 64 Punjab National Bank branches in Ludhiana district →
Questions about this code
What does each part of PUNB0145310 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PUNB stands for Punjab National Bank and 145310 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PUNB0145310.
What is the MICR code 141024210?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (024) and the last three the branch (210).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.