Punjab National Bank Utran IFSC code
The IFSC code of Punjab National Bank, Utran (Utran, Surat, Gujarat) is PUNB0895800.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 395024020
- Branch
- Utran
- Place
- Utran, Surat, Gujarat
Branch details
- Address
- PNB 1ST FLOOR SHOP NO 101-106 ROYAL SQUARE VIP CIRCLE GUJARAT SURAT 394105 Open in Maps
- Phone
- +919898071756
- Town
- Utran
- District
- Surat From PIN 394105 in the address (India Post’s directory)
- City in RBI’s list
- Surat
- State
- Gujarat
- MICR
- 395024020
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab National Bank branches that RBI’s list puts under Surat
- Surat Vesu PUNB0983900
- Surat Vip Road Vesu PUNB0598600
- Surat, Lal Gate PUNB0374900
- Surat, Majura PUNB0079100
- Surat, R A Junction PUNB0310100
- Surat, Ring Road PUNB0375000
- Surat-Empire State BLDG PUNB0110610
- Surat-Ghoddod Road PUNB0091010
- Surat-Ring Road PUNB0010210
- Vadoli PUNB0895600
- Velanja PUNB0895400
- Vesu PUNB0218720
See all 25 Punjab National Bank branches in Surat district →
Other banks in Utran
Questions about this code
What does each part of PUNB0895800 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PUNB stands for Punjab National Bank and 895800 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PUNB0895800.
What is the MICR code 395024020?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (395), the next three the bank (024) and the last three the branch (020).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.