State Bank of India Phagwara IFSC code
The IFSC code of State Bank of India, Phagwara (Phagwara, Kapurthala, Punjab) is SBIN0001431.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 144002202
- Branch
- Phagwara
- Place
- Phagwara, Kapurthala, Punjab
Branch details
- Address
- 745.HARGOBIND.NAGAR.PHG,DIST.KAPURTHALA,STATE.PUNJAB,PIN.144401. Open in Maps
- Phone
- Not in RBI’s list
- Town
- Phagwara
- District
- Kapurthala From PIN 144401 in the address (India Post’s directory)
- City in RBI’s list
- Kapurthala
- State
- Punjab
- MICR
- 144002202
- SWIFT
- SBININBB286
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other State Bank of India branches in Phagwara
- Khajurla SBIN0002389
- Narur SBIN0051070
- Phagwara Main SBIN0050064
- Phagwara P And SB SBIN0050707
- Phagwara Rly. Road SBIN0050369
See all 12 State Bank of India branches in Kapurthala district →
Other banks in Phagwara
- Punjab National Bank Back Office, Phagwara PUNB0647000
- Punjab National Bank Banga Road, Phagwara, Kapurthala PUNB0082000
- Punjab National Bank C Chest G T Road, Phagwara PUNB0707800
- Punjab National Bank Guru Ravidass Edu TR Hosiar RD PUNB0470900
- Punjab National Bank Phagwara GT Road, Distt. Kapur PUNB0038300
- Punjab National Bank Phagwara Nehru Nagar, Distt. K PUNB0181600
- Punjab National Bank Phagwara Railway Road, Distt. PUNB0349400
- Punjab National Bank Phagwara- GT Road Jalandhar PUNB0005710
- Punjab National Bank Phagwara- Guru Hargobind Nagar PUNB0072010
- Punjab National Bank Phagwara- Hoshiarpur Road PUNB0092610
- Canara Bank Phagwara II CNRB0018140
- Union Bank of India Phagwara UBIN0549827
Questions about this code
What does each part of SBIN0001431 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here SBIN stands for State Bank of India and 001431 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with SBIN0001431.
What is the MICR code 144002202?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (144), the next three the bank (002) and the last three the branch (202).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.