State Bank of India Adb Handwara IFSC code
The IFSC code of State Bank of India, Adb Handwara (Kupwara, Jammu and Kashmir) is SBIN0003996.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 193002221
- Branch
- Adb Handwara
- Place
- Kupwara, Jammu and Kashmir
Branch details
- Address
- DISTT KUPWARAKASHMIR Open in Maps
- Phone
- Not in RBI’s list
- Town
- Kupwara
- District
- Not known The address has no PIN we can match.
- State
- Jammu and Kashmir
- MICR
- 193002221
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other State Bank of India branches in Kupwara
Other banks in Kupwara
- Canara Bank Gagal CNRB0006797
- HDFC Bank Handwara HDFC0002527
- HDFC Bank Kupwara HDFC0002951
- ICICI Bank Zangli Kupwara ICIC0004613
- Axis Bank Kupwara UTIB0001969
- Indusind Bank Kupwara INDB0002025
- Jammu and Kashmir Bank Arampora JAKA0ARMPOR
- Jammu and Kashmir Bank Ashipora JAKA0ASHPOR
- Jammu and Kashmir Bank Awoora JAKA0AWOORA
- Jammu and Kashmir Bank Bumhama, Kupwara JAKA0BUMHAM
- Jammu and Kashmir Bank Chitrakote JAKA0CHITER
- Jammu and Kashmir Bank Chowkibal JAKA0CHOKBL
Questions about this code
What does each part of SBIN0003996 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here SBIN stands for State Bank of India and 003996 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with SBIN0003996.
What is the MICR code 193002221?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (193), the next three the bank (002) and the last three the branch (221).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.