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TJSB Sahakari Bank Phondaghat IFSC code

The IFSC code of TJSB Sahakari Bank, Phondaghat (Phondaghat, Sindhudurg, Maharashtra) is TJSB0000196.

IFSC code

NEFT ✓ RTGS ✓

TJSB0000196

MICR
416109009
Bank
TJSB Sahakari Bank
Branch
Phondaghat
Place
Phondaghat, Sindhudurg, Maharashtra

Branch details

Address
PHONDAGHAT GRAMPANCHAYAT NO 635 GROUND FLOOR PHONDAGHAT TAL KANKAVLI DIST SINDHUDURG PIN NO 416 601
Open in Maps
Phone
Not in RBI’s list
Town
Phondaghat
District
Sindhudurg From PIN 416601 in the address (India Post’s directory)
City in RBI’s list
Sindhudurg
State
Maharashtra
MICR
416109009

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other TJSB Sahakari Bank branches that RBI’s list puts under Sindhudurg

Other banks in Phondaghat

Questions about this code

What does each part of TJSB0000196 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here TJSB stands for TJSB Sahakari Bank and 000196 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with TJSB0000196.

What is the MICR code 416109009?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (416), the next three the bank (109) and the last three the branch (009).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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