Union Bank of India Ghawadi IFSC code
The IFSC code of Union Bank of India, Ghawadi (Ghawadi, Ludhiana, Punjab) is UBIN0540609.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- Not in RBI’s list
- Branch
- Ghawadi
- Place
- Ghawadi, Ludhiana, Punjab
Branch details
- Address
- NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206. Open in Maps
- Phone
- 2852177
- Town
- Ghawadi
- District
- Ludhiana From PIN 141206 in the address (India Post’s directory)
- City in RBI’s list
- Ludhiana
- State
- Punjab
- MICR
- Not in RBI’s list
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Union Bank of India branches that RBI’s list puts under Ludhiana
- Dugri Road UBIN0550809
- Ferozpur Road UBIN0825824
- Field Ganj UBIN0930156
- Focal Point Ludhiana UBIN0560413
- G T Road - Ludhiana UBIN0539732
- GTB Sahib Cha.Hospital UBIN0552054
- Gill Road - Ludhiana UBIN0550795
- Jagraon UBIN0551783
- Jamalapur UBIN0824933
- Jargari UBIN0823686
- Jassowal UBIN0538973
- Khanna UBIN0539015
See all 37 Union Bank of India branches in Ludhiana district →
Questions about this code
What does each part of UBIN0540609 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UBIN stands for Union Bank of India and 540609 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UBIN0540609.
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.