Axis Bank Phullanwal, Punjab IFSC code
The IFSC code of Axis Bank, Phullanwal, Punjab (Phullanwala, Punjab) is UTIB0000196.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141211003
- Bank
- Axis Bank
- Branch
- Phullanwal, Punjab
- Place
- Phullanwala, Punjab
Branch details
- Address
- PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA Open in Maps
- Phone
- Not in RBI’s list
- Town
- Phullanwala
- District
- Not known The address has no PIN we can match.
- City in RBI’s list
- Ludhiana
- State
- Punjab
- MICR
- 141211003
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Axis Bank branches that RBI’s list puts under Ludhiana
- Mundian Kalan UTIB0001417
- New Gran Market Khanna UTIB0003533
- Nurwala UTIB0005240
- Pau Ludhiana UTIB0004809
- Payal UTIB0002130
- Phase Two Dugri UTIB0004696
- RK Road UTIB0005212
- Raikot UTIB0001847
- Ranian UTIB0001983
- Rattan UTIB0005373
- Rurka UTIB0002411
- Sahnewal UTIB0001819
See all 35 Axis Bank branches RBI’s list puts under Ludhiana →
Other banks in Phullanwala
Questions about this code
What does each part of UTIB0000196 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTIB stands for Axis Bank and 000196 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTIB0000196.
What is the MICR code 141211003?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (211) and the last three the branch (003).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.