Axis Bank Kargil IFSC code
The IFSC code of Axis Bank, Kargil (Kargil, Jammu and Kashmir) is UTIB0003953.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 194211002
- Bank
- Axis Bank
- Branch
- Kargil
- Place
- Kargil, Jammu and Kashmir
Branch details
- Address
- OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL Open in Maps
- Phone
- +919622220881
- Town
- Kargil
- District
- Not known The address has no PIN we can match.
- State
- Jammu and Kashmir
- MICR
- 194211002
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other banks in Kargil
- State Bank of India Bodh Kharboo SBIN0061713
- State Bank of India Garkone SBIN0064390
- State Bank of India Kargil SBIN0001390
- State Bank of India Khurbathang SBIN0064098
- State Bank of India Padum SBIN0063955
- State Bank of India R And DB Racc Kargil SBIN0063486
- State Bank of India Sankoo SBIN0064258
- State Bank of India Shargol SBIN0007750
- State Bank of India Taisuru SBIN0064256
- Punjab National Bank Kargil Ladaakh PUNB0974900
- Punjab National Bank Sankoo PUNB0958400
- Canara Bank Kargil CNRB0008489
Questions about this code
What does each part of UTIB0003953 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTIB stands for Axis Bank and 003953 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTIB0003953.
What is the MICR code 194211002?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (194), the next three the bank (211) and the last three the branch (002).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.