Utkarsh Small Finance Bank Wadraf Nagar IFSC code
The IFSC code of Utkarsh Small Finance Bank, Wadraf Nagar (Wadraf Nagar, Balrampur-Ramanujganj, Chhattisgarh) is UTKS0001415.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 497762501
- Branch
- Wadraf Nagar
- Place
- Wadraf Nagar, Balrampur-Ramanujganj, Chhattisgarh
Branch details
- Address
- VILL-WADRAFNAGAR P.S.TEHSIL WANDRAF NAGAR HOSPITAL ROAD NEAR CENTRAL BANK DIS-BALARAMPUR CHHATTISGARH PIN-497225 BHU ADHIKAR& RIN PUSTIKA 15914 PATWARI CIRCLE 22 KHESARA720 Open in Maps
- Phone
- +919109187825
- Town
- Wadraf Nagar
- District
- Balrampur-Ramanujganj From PIN 497225 in the address (India Post’s directory)
- City in RBI’s list
- Balarampur
- State
- Chhattisgarh
- MICR
- 497762501
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Utkarsh Small Finance Bank branches that RBI’s list puts under Balarampur
See all 3 Utkarsh Small Finance Bank branches in Balrampur-Ramanujganj district →
Questions about this code
What does each part of UTKS0001415 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTKS stands for Utkarsh Small Finance Bank and 001415 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTKS0001415.
What is the MICR code 497762501?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (497), the next three the bank (762) and the last three the branch (501).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.