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Utkarsh Small Finance Bank Lauriya IFSC code

The IFSC code of Utkarsh Small Finance Bank, Lauriya (Lauriya, Pashchim Champaran, Bihar) is UTKS0001939.

IFSC code

NEFT ✓ RTGS ✓

UTKS0001939

MICR
845762113
Bank
Utkarsh Small Finance Bank
Branch
Lauriya
Place
Lauriya, Pashchim Champaran, Bihar

Branch details

Address
TSMLLFINNCEBNLTD.FISTFLOOBETTIRODINFONTOFBNDNBNLUIWESTCMPNBIPIN-845453
Open in Maps
Phone
Not in RBI’s list
Town
Lauriya
District
Pashchim Champaran From PIN 845453 in the address (India Post’s directory)
City in RBI’s list
West Champaran
State
Bihar
MICR
845762113

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other Utkarsh Small Finance Bank branches that RBI’s list puts under West Champaran

See all 11 Utkarsh Small Finance Bank branches in Pashchim Champaran district →

Other banks in Lauriya

Questions about this code

What does each part of UTKS0001939 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTKS stands for Utkarsh Small Finance Bank and 001939 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTKS0001939.

What is the MICR code 845762113?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (845), the next three the bank (762) and the last three the branch (113).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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