Surat Mercantile Co-operative Bank Surat Merc Coop Bank Kapodara IFSC code
The IFSC code of Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Kapodara (Surat, Gujarat) is YESB0SMCB09.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 395245009
- Branch
- Surat Merc Coop Bank Kapodara
- Place
- Surat, Gujarat
Branch details
- Address
- F-36 TO 40, SARGAM COMPLEX 1ST FLOOR, NR TAPSHILA SOC KAPODARA, SURAT -395006 Open in Maps
- Phone
- +912612567856
- Town
- Surat
- District
- Surat From PIN 395006 in the address (India Post’s directory)
- State
- Gujarat As listed; may be Yes Bank’s state. Check the address.
- MICR
- 395245009
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Surat Mercantile Co-operative Bank branches in Surat district
- Surat Merc Coop Bank Amroli YESB0SMCB08
- Surat Merc Coop Bank Anand Mahal RD YESB0SMCB10
- Surat Merc Coop Bank Bamroli YESB0SMCB14
- Surat Merc Coop Bank Bhagal YESB0SMCB02
- Surat Merc Coop Bank Bhatar Road YESB0SMCB11
- Surat Merc Coop Bank Bhathena YESB0SMCB07
- Surat Merc Coop Bank Kadodara YESB0SMCB06
- Surat Merc Coop Bank Katargam YESB0SMCB03
- Surat Merc Coop Bank Khatodara YESB0SMCB04
- Surat Merc Coop Bank Pandeshra YESB0SMCB13
- Surat Merc Coop Bank Rampura YESB0SMCB12
Questions about this code
What does each part of YESB0SMCB09 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. This branch is listed under YESB, the code that RBI’s list uses mostly for Yes Bank’s branches; SMCB09 stands for the branch. For such branches the list may give Yes Bank’s town and state, so check them against the address.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with YESB0SMCB09.
What is the MICR code 395245009?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (395), the next three the bank (245) and the last three the branch (009).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.