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United Mercantile Co-operative Bank United Merc Coop Bank Bilhaur IFSC code

The IFSC code of United Mercantile Co-operative Bank, United Merc Coop Bank Bilhaur (Kanpur Nagar, Uttar Pradesh) is YESB0UMCBBB.

IFSC code

NEFT ✓ RTGS ✓

YESB0UMCBBB

MICR
208185280
Bank
United Mercantile Co-operative Bank
Branch
United Merc Coop Bank Bilhaur
Place
Kanpur Nagar, Uttar Pradesh

Branch details

Address
G T ROAD, BILHAUR, KANPUR - 209202
Open in Maps
Town
Bilhaur
District
Kanpur Nagar From PIN 209202 in the address (India Post’s directory)
City in RBI’s list
Kanpur Dehat May be Yes Bank’s city. Check the address.
State
Uttar Pradesh As listed; may be Yes Bank’s state. Check the address.
MICR
208185280

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other United Mercantile Co-operative Bank branches in Kanpur Nagar district

Questions about this code

What does each part of YESB0UMCBBB mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. This branch is listed under YESB, the code that RBI’s list uses mostly for Yes Bank’s branches; UMCBBB stands for the branch. For such branches the list may give Yes Bank’s town and state, so check them against the address.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with YESB0UMCBBB.

What is the MICR code 208185280?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (208), the next three the bank (185) and the last three the branch (280).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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