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Axis Bank FD interest rates

Axis Bank pays 3% to 6.5% a year on fixed deposits from 7 days to 10 years, and 3.5% to 7.25% to senior citizens.

  • 6.25%1 year · senior 6.75%
  • 6.5%2 years · senior 7%
  • 6.5%3 years · senior 7%
  • 6.5%5 years · senior 7.25%

Axis Bank FD rates by tenure

% a year, deposits under ₹3 crore. Calculate opens the FD calculator at the general rate.

TenureGeneralSenior citizensFD calculator
7 – 14 days3%3.5%Calculate
15 – 29 days3%3.5%Calculate
30 – 45 days3.25%3.75%Calculate
46 – 60 days4%4.5%Calculate
61 days – 87 days4.75%5.25%Calculate
88 days – 3 months 24 days5%5.5%Calculate
3 months 25 days < 4 months5%5.5%Calculate
4 months < 6 months5%5.5%Calculate
6 months < 9 months5.5%6%Calculate
9 months < 1 year5.75%6.25%Calculate
1 year – 1 year 10 days6.25%6.75%Calculate
1 year 11 days < 13 months6.25%6.75%Calculate
13 months < 15 months6.25%6.75%Calculate
15 months < 18 months6.45%6.95%Calculate
18 months < 2 years6.5%7%Calculate
2 years < 3 years6.5%7%Calculate
3 years < 5 years6.5%7%Calculate
5 years to 10 years6.5%7.25%Calculate

As read from Axis Bank’s rate page on 5 October 2026; the bank’s rates effective 30 September 2026. Banks can change rates without notice: check the bank’s page before you invest.

What ₹1 lakh comes to at Axis Bank

At maturity, interest added every quarter, before tax.

TenureGeneralSenior citizens
1 year₹1,06,398₹1,06,923
2 years₹1,13,764₹1,14,888
3 years₹1,21,341₹1,23,144
5 years₹1,38,042₹1,43,226

Worked out the way the FD calculator does, the method banks use (quarterly compounding). Tax on the interest, and TDS, are on the calculator’s page.

Where these rates come from

Axis Bank’s own page

  • Copied by hand from Axis Bank’s rate page on 5 October 2026, and checked again every month.
  • From the bank's chart "Domestic Interest Rates – Less than ₹ 3 crores, W.e.f. 30th September 2026" (PDF linked on the page).
  • A bank not checked again for 45 days is marked; after 75 days its rates come down until they are checked again.

What they cover

  • Fixed deposits of resident individuals under ₹3 crore, at the bank’s card rates. Senior citizen rates are as the bank defines them.
  • Banks can change their rates at any time: check the bank’s page or branch before you invest.
  • This page lists rates. It does not recommend a bank or a deposit.
What changed (latest: 5 October 2026)

Changes to the rates on this page, newest first.

    • Rates checked on Axis Bank’s page
    • The rates shown here took effect, as Axis Bank’s page says

Mistakes we have fixed on any page are listed on Corrections.

Other banks’ FD rates

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