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Bandhan Bank FD interest rates

Bandhan Bank pays 2.95% to 7.45% a year on fixed deposits from 7 days to 10 years, and 3.7% to 7.95% to senior citizens.

  • 7%1 year · senior 7.5%
  • 7.45%2 years · senior 7.95%
  • 7.25%3 years · senior 7.75%
  • 5.85%5 years · senior 6.6%

Bandhan Bank FD rates by tenure

% a year, deposits under ₹3 crore. Calculate opens the FD calculator at the general rate.

TenureGeneralSenior citizensFD calculator
7 days to 14 days2.95%3.7%Calculate
15 days to 30 days2.95%3.7%Calculate
31 days to less than 2 months3.45%4.2%Calculate
2 months to less than 3 months4.2%4.95%Calculate
3 months to less than 6 months4.2%4.95%Calculate
6 months to less than 1 year4.2%4.95%Calculate
1 year7%7.5%Calculate
1 year 1 day to 1 year 9 months7%7.5%Calculate
1 year 9 months 1 day to less than 2 years7%7.5%Calculate
2 years to less than 3 years7.45%7.95%Calculate
3 years to less than 5 years7.25%7.75%Calculate
5 years to up to 10 years5.85%6.6%Calculate

As read from Bandhan Bank’s rate page on 5 October 2026; the bank’s rates effective 20 June 2026. Banks can change rates without notice: check the bank’s page before you invest.

What ₹1 lakh comes to at Bandhan Bank

At maturity, interest added every quarter, before tax.

TenureGeneralSenior citizens
1 year₹1,07,186₹1,07,714
2 years₹1,15,908₹1,17,051
3 years₹1,24,055₹1,25,895
5 years₹1,33,694₹1,38,723

Worked out the way the FD calculator does, the method banks use (quarterly compounding). Tax on the interest, and TDS, are on the calculator’s page.

Where these rates come from

Bandhan Bank’s own page

  • Copied by hand from Bandhan Bank’s rate page on 5 October 2026, and checked again every month.
  • "Retail Domestic / Non-Resident Rupee Term Deposit Interest Rate Chart w.e.f. June 20, 2026".
  • A bank not checked again for 45 days is marked; after 75 days its rates come down until they are checked again.

What they cover

  • Fixed deposits of resident individuals under ₹3 crore, at the bank’s card rates. Senior citizen rates are as the bank defines them.
  • Banks can change their rates at any time: check the bank’s page or branch before you invest.
  • This page lists rates. It does not recommend a bank or a deposit.
What changed (latest: 5 October 2026)

Changes to the rates on this page, newest first.

    • Rates checked on Bandhan Bank’s page
    • The rates shown here took effect, as Bandhan Bank’s page says

Mistakes we have fixed on any page are listed on Corrections.

Other banks’ FD rates

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